Selling a Home in Florida: What to Disclose
Posted by Greg DeTullio on
Florida sellers must disclose all known material defects not visible to the buyer, plus complete a statutory flood-disclosure form at or before contract signing. Expanded flood rules effective October 1, 2025 now require disclosure of any flooding that damaged the property during ownership, insurance claims, and assistance received.
What do Florida sellers legally have to disclose to a buyer?
Florida sellers must disclose any known fact that materially affects the property's value and is not readily observable by the buyer. That duty comes from the common-law rule in Johnson v. Davis and covers hidden defects like structural problems, water intrusion, roof damage, and electrical or plumbing issues. Separately, Florida law requires sellers…
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